Fastlitecash.com provides a marketplace service where your loan request is submitted to a network of reputable lenders. Our service is always free—there is never a cost to you for submitting an inquiry. Your lender will have its own rates, terms, and fees that will be provided before you accept the loan. Fastlitecash.com is not a lender and does not make credit decisions.
New customers may have questions about Fastlitecash.com, which is why we have compiled the most common questions below. If your question isn’t answered here, we’re happy to help.
If you have questions regarding a loan inquiry, approval, funding, or repayment, please contact your lender or lending partner directly. Since we are not the lender, we do not have access to loan-specific details.
Short-term loans are financial products intended to provide temporary financial support. They are not designed as long-term financial solutions.
Eligibility may vary, but lenders generally look for stable income, legal U.S. residency, and being 18 years or older. Specific requirements are set by each lender.
Loan amounts vary by lender and state laws. Some lenders in our network may offer loans ranging from $100 to $5,000, subject to approval.
If approved and you accept the terms, your lender may deposit funds into your account, typically within 1 to 3 business days, depending on your bank.
Each lender has its own underwriting standards. Some may consider applicants with less-than-perfect credit, but approval is not guaranteed.
The application process usually takes a few minutes. Responses from lenders may occur quickly, but funding timelines vary and are not guaranteed.
Not typically. Some lenders may require documentation, which can often be uploaded digitally. Check with your lender for specifics.
Loan costs vary by lender and will be disclosed before you accept a loan. Please read all terms carefully and only borrow what you can repay.
Possibly. This depends on state laws and your lender’s policies. Always disclose existing loans when applying.
Repayment terms will be outlined in your loan agreement. Many lenders offer automatic bank withdrawals for convenience.
Late payment policies vary by lender and state. Always check your loan terms and contact your lender if you anticipate issues.
We use industry-standard encryption and follow strict security protocols to protect your data. See our privacy policy for more.
You may apply again at any time, but eligibility depends on your situation, state laws, and lender policies.
Some lenders may offer extensions or rollovers depending on state laws. Contact your lender before missing a payment.
Missing payments can lead to fees, collections, and impact your credit. Communicate with your lender early to discuss options.
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. Fastlitecash.com is not a lender or lending partner and does not make loan or credit decisions. Fastlitecash.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Fastlitecash.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Fastlitecash.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Fastlitecash.com’s service is always free to you. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Fastlitecash.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you are authorizing Fastlitecash.com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Fastlitecash.com to share your information and credit history with a network of approved lenders and lending partners.
Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.
Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 3 months and a maximum repayment plan of 60 months.
Lender’s or Lending Partner’s Disclosure of Terms.
The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Fastlitecash.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.